Free tool · Virtual Digital Assets
Crypto tax calculator for India
Enter each sale or swap. We apply the 30% rate, add 4% cess, ignore losses (as the law does) and subtract the TDS already deducted.
Example trades, replace with yours
| Asset | Bought for (₹) | Sold for (₹) | TDS cut (₹) | Gain / loss | Remove |
|---|
Your tax
| Total gains (taxable) | ₹0 |
| Tax at 30% | ₹0 |
| Health & education cess 4% | ₹0 |
| Total tax on crypto | ₹0 |
| Less: TDS already deducted | ₹0 |
| Still to pay | ₹0 |
Surcharge applies only if your total income is above ₹50 lakh and is not included here.
SourceIncome Tax Dept, s.115BBH, IncorpX, VDA tax rules, Income Tax Dept, s.194S.
Losses
₹0
Losses on crypto can't reduce tax on your crypto gains, your salary or anything else, and can't be carried to next year.
If losses could be set off, they'd have saved you about ₹0. Under current rules that saving is lost. Plan sales with this in mind.
Many trades across exchanges?Tax software can import your full history and produce a Schedule VDA-ready report. Affiliate link.
Generate a full tax reportQuick TDS check
1% TDS on this sale: ₹800
Indian exchanges deduct this for you. It shows in your Form 26AS / AIS and is credited in your ITR. How TDS on crypto works
How this calculator works
- Gain per trade = sale value − cost of acquisition. Exchange fees, internet, advisory costs and other expenses can't be deducted.
- Each trade stands alone. A loss on one coin can't be set off against a gain on another.
- Swaps count. Exchanging one crypto for another is a transfer, so enter it as a sale at the market value received.
- Rates: 30% tax plus 4% cess (31.2% in total). These rates are unchanged in Budget 2026.
SourceIncome Tax Dept, s.115BBH, TaxGuru, VDA taxation, IncorpX, VDA tax rules, Decrypt, Budget 2026.
Frequently asked questions
How is crypto tax calculated in India?
For each sale or swap, subtract what you paid from what you received. Add up the gains, take 30% of the total, then add 4% cess. Losses are ignored. Subtract any TDS already deducted to see what you still owe.
Are exchange fees deductible from crypto gains?
No. Only the cost of acquisition can be deducted. Exchange fees, software, internet and advisory costs cannot.
Does this calculator include surcharge?
No. Surcharge applies only when your total income is above ₹50 lakh, so most people don't pay it. If you do, add it on top or ask a CA.
What happens to the 1% TDS already deducted?
It is credited against your final crypto tax. If the TDS is more than the tax you owe, you can claim the difference as a refund when you file your ITR.
Is the data I enter saved anywhere?
No. The calculator runs entirely in your browser. Your figures are not sent to us or stored.
This is an estimate for planning. Your final figures depend on your full return. If you have business income, large volumes or foreign exchange accounts, file with a CA. Find CA-assisted crypto ITR filing (affiliate link).