Crypto tax, worked out in rupees.
India taxes crypto gains at a flat 30% and cuts 1% TDS on every sale. Find what you owe, how to file it, and which exchanges are safe.
SourceIncome Tax Dept, s.115BBH, Income Tax Dept, s.194S, IncorpX, VDA tax rules, KoinX, Schedule VDA guide.
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All guides →Crypto tax calculator
Add your trades and see tax, cess, TDS credit and what's left to pay.
Crypto tax in India 2026
All the rules on one page, including the new Income-tax Act, 2025.
How to report crypto in your ITR
Which form to use, what goes in each column, and the deadlines.
1% TDS and how to get it back
Who deducts it, the thresholds, and claiming refunds on losses.
Is your exchange FIU-registered?
Why it matters and how to check before you deposit any money.
Crypto news for India
Headlines from CoinDesk, Decrypt, Cointelegraph, RBI and SEBI.
Figures30% tax and 1% TDS: Income Tax Dept; ₹46,800 example: our calculation at 30% + 4% cess; ITR-2/3: KoinX; 49 FIU-registered platforms (March 2025): Outlook Business, citing the FIU-IND annual report.
Worked example · one sale
| Sold Bitcoin for | ₹3,50,000 |
| Bought it for | −₹2,00,000 |
| Gain | ₹1,50,000 |
| Tax at 30% | ₹45,000 |
| Cess at 4% | ₹1,800 |
| Tax on this gain | ₹46,800 |
1% TDS (₹3,500 here) is already cut by the exchange and counts toward this bill.
SourceIncome Tax Dept, s.115BBH, Income Tax Dept, s.194S, IncorpX, VDA tax rules.
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Frequently asked questions
Is crypto legal in India?
Yes. Buying, holding and selling crypto is legal in India, but it is not legal tender. The law treats it as a Virtual Digital Asset (VDA) and taxes it under special rules.
How much tax do I pay on crypto in India?
Gains are taxed at a flat 30% plus 4% cess (31.2% in total), whatever your income slab. A surcharge applies only if your total income is above ₹50 lakh. 1% TDS is also deducted on the sale value and counts toward that tax.
Can I set off crypto losses against gains or salary?
No. A crypto loss cannot reduce tax on other income, cannot be carried forward, and cannot be set off against a gain on another crypto asset.
Is ClubCryptos free to use?
Yes. The calculator and guides are free and need no sign-up. The site is for general knowledge only: we do not trade crypto or recommend buying, selling or trading it. Some links are affiliate links.